• The type of residence that can be insured with Allianz Rumahku Plus is a residence that is not more than three floors with a class 1 building construction (concrete or steel construction). Not rented, not empty, and the road can be traversed by a fire engine.

• War, rebellion, riot, revolution, taking power.
• Confiscation, retrieval & damage due to order from a legitimate government.
• Nuclear weapons, radiation & radioactive pollution.
• Fur coats, platinum, gold, and silver, jewelery, paintings, and art objects with a value not exceeding 5% of the sum insured max. IDR 50,000,000 (whichever is smaller).

You can see the full exceptions in the Policy.

Complete the documents, get the claim.

• Pay attention to the claim deadline stated on the policy, it could be 7, 14, or 30 days, according to the policy provisions.
• Report to Allianz in writing (verbal and followed by a written report).
• Send the required claim supporting documents.

• Residential houses are not more than 3 floors and do not include shop houses. Class I (concrete, steel, not including buildings with wooden construction). Flood-free housing / settlement location. Minimum premium according to the standard (minimum IDR 100,000). Covering the building (houseowner) and the contents of the house (householder).

• 0.1295% for building and house contents.

• FLTSEA (Fire, Linghthing, Thunderbolt, Subterranean Fire, Explosion, Faling Aircraft)
• Riot, Strikes, Evil Deeds
• Riot, Terrorism, Sabotage
• Collision with vehicles or others
• Rupture or overflow of device tanks or household plumbing
• Theft
• Hurricane, Cyclone, Cyclone, Hurricane
• Earthquakes, Volcanic Eruptions, Tsunamis
• Floods (including overflowing sea water)
• Property damage (Accidental Damage)
• Morror Damage
• Public Liabilitty (Bright body and property)
• Accidental Death
• Servants Property